Business Lines of Credit for America's Entrepreneurs.
- Fast decisions
- Rates as low as 2.99% for top qualifying clients*
- No prepayment penalty
- Same day funding available*
- No hard credit pull
*Monthly rates may vary based on business qualifications. Subject to underwriting approval, terms and conditions apply.
*Closing documents must be completed by 11 AM PT Monday through Friday to receive funds the same business day. Weekend approvals will be processed the following business day.
Lines of Credit Designed Around Your Business Needs
FLEXIBILITY
Only take what you need, and only pay for what you use. Great option for short-term business funding needs and maintaining healthy cash flow.
FAST PROCESS
Our application is designed to be quick and efficient so we can get you approved and funded as fast as the same business day.
NO RESTRICTIONS
Use your Line of Credit to cover expenses, bridge gaps in payroll, stock up on inventory, stay ahead of opportunities, and always be prepared for what’s next for your business.
EXPERT SUPPORT
Our expert Funding Advisors will guide you through the process and help you arrive at the best solution for your business.
BUSINESS LINE OF CREDIT
- Only take what you need and only pay for what you use.
- Programs from $10,000 - $500,000.
- Flexibility to draw funds whenever you need them.٭
- Monthly rates starting at 2.99%.
A line of credit gives your business access to a revolving funding facility that can be used to cover business expenses. The great part is, you only need to take what you need and pay for what you use! Once approved, most clients have access to their funds within one business day with same day funding options available. Most clients use this funding for working capital, inventory purchases, increasing marketing budget or launching new marketing campaigns, covering payroll expenses, purchasing new equipment, and helping bridge gaps in cash flow. A business line of credit is one of the best options on the market for short-term business needs. Interested in finding out more? Speak to one of our funding advisors today!
Join an exclusive circle of elite businesses:
Do I Qualify For a Line Of Credit?
- Over 1 Year in Business
- Greater than $200k Annual Revenue
- 600+ FICO Score
In order to qualify for our business funding programs you will need to meet a few minimum requirements! If you’re not quite there yet, we’d still love to work with you in the future.
Business Funding FAQ's
Coast provides lines of credit tailored to the unique needs of high-end businesses. Coast specializes in line of credit programs for sophisticated business owners and entrepreneurs who want to capitalize on growth opportunities and who need a financing partner they can rely on. Through our internal programs and external par
The first step is to click Apply Now to initiate the online application process. Once your initial information is submitted, check your email for a link to verify you email and finish the online application. We’ll ask you for some basic information about you and your business. Once the application is submitted, you could get a decision in as little as five minutes.
Here are the general guidelines and minimum requirements for approval:
- Business must be generating $8,000 per month in verifiable revenue.
- While personal credit score does not define approval, we see best results with scores 600 and above.
- Must be in business for at least 6 months.
- No prior bankruptcy preferred (business or personal), if prior bankruptcy, must be discharged 12 months prior to application.
- Business must be in good standing with the Secretary of State.
- Business must link bank account using Plaid™ or submit the last 4 months of statements for verification. (Plaid™ connection expedites approval process)
You can apply with Coast if your business meets the minimum qualifications and does not operate in one of the following industries:
- Illegal gambling
- Pornography
- Political campaigns
- Financial institutions and lenders
- Auto dealerships
Coast Funding utilizes a soft pull to verify identity and determine qualifications. Applying and seeing what you qualify for will not impact your personal credit score. Certain programs may result in a hard inquiry; however, this will only occur with notice after an approval has been issued and your offer has been accepted. Further, if you default on a Coast Funding program you may be subject to negative business reporting and personal credit reporting where applicable.
With funds as soon as the same business day, competitive rates, and no prepayment penalties, Coast Funding lets you take advantage of growth opportunities. You could use the funds to cover payroll, stock up on extra inventory, launch a new marketing campaign, hire employees, buy materials or equipment for your next big project, renovate your office, or any other business need.
5 Minute
Application Process & Fast Funding
2 Billion
Funded to over 55,000 U.S. Businesses
5 Star Rating
On Trustpilot
Program Snapshot
6 to 24 Month Terms
$10,000 – $500,000
No Impact to Your Credit
5 Minute Application
Why Do Business Owners Trust Coast Funding?
Responsibility
Coast Funding is the only business funding provider committed to guiding our clients to responsible funding decisions.
Relationship Focused
At Coast Funding, our team of Business Funding Advisors are standing by to help secure the funding you need to achieve your business goals. We take the time to understand what you are looking to accomplish, then tailor the programs specific to your business needs.
Renewable Resource
We specialize in programs that provide a renewable source of capital. Access the capital you need today and a funding solution you can rely on in the future.
Unmatched support for your financial journey.
Your U.S. based funding advisor is here to help you through each step of the funding process.
Monday – Friday | 7am – 5:30pm PT
4350 Executive Dr., Suite 305
San Diego, CA 92121
info@coastfunding.com
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