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Retail Business Loans


Explore Retail
Funding Programs


Only take what you need, and only pay for what you use. Great option for short term business funding needs and a healthy managing cash flow.


Access funding for your next project or retail-related expenses. Short term loan solutions for your growing business.


Access working capital for your retail company based on your revenue. Get cash upfront to help bridge gaps in cash flow or fund an upcoming project.


Traditional financing programs, 2 to 5 year terms, fixed monthly payments. Specialty programs for retail inventory and store-front loans.

The Benefits of Retail Business Funding:

Taking a business loan for a retail store can offer numerous benefits that contribute to the growth and success of your retail business. Here are some key advantages:

  1. Inventory Management: Retail businesses heavily rely on maintaining a well-stocked inventory. A business loan can provide the necessary funds to purchase inventory in bulk, take advantage of discounts, and ensure that you have a diverse and appealing product range to attract customers.

  2. Expanding Product Lines: With additional funds from a business loan, you can explore diversifying your product offerings. Introducing new items or expanding into related categories can attract a broader customer base and increase sales opportunities.

  3. Store Renovations and Expansion: If you’re looking to revamp your store’s layout, decor, or expand to a larger space, a business loan can cover costs like remodeling, interior design, and leasehold improvements, enhancing the overall shopping experience.

  4. Marketing and Advertising: Effective marketing strategies are essential for attracting and retaining customers. A business loan can finance marketing campaigns, social media advertising, and other promotional efforts to increase brand visibility and foot traffic.

  5. Technology Integration: Retail technology, such as point-of-sale systems, e-commerce platforms, and inventory management software, can enhance efficiency and customer experience. A business loan can help you invest in these technologies to stay competitive.

  6. Seasonal Demand Preparation: Many retail businesses experience fluctuations in demand during certain seasons. A business loan can provide the capital needed to stock up for peak seasons, ensuring you can meet customer demands without running out of inventory.

  7. Hiring and Training: Additional funding can cover the costs of hiring and training staff, ensuring that your team is knowledgeable, skilled, and capable of providing excellent customer service.

  8. Cash Flow Management: Business loans can provide working capital to manage day-to-day operational expenses, pay employees, and maintain a steady cash flow, especially during periods of slower sales.

  9. Competitive Advantage: With access to capital, you can respond more effectively to market trends and seize opportunities that arise. This agility gives you a competitive edge in the ever-evolving retail landscape.

  10. Business Growth and Expansion: Whether it’s opening new store locations or entering new markets, a business loan can facilitate growth and expansion plans, allowing your retail business to reach new heights.

Team Insights:

Businesses Serviced
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Why Coast Funding?

Your business is unique, so we make sure we understand you and your business to give you a completely tailored experience from start to finish.

Technology is constantly evolving, and so are we. We use the latest and greatest technology to ensure our clients are getting the best experience possible.

Our team of dedicated, U.S.-based funding advisors have significant experience helping clients just like you. We are here to guide you through each step of the process.

Our streamlined application process requires minimal documentation and can be completed in about five minutes.

There is absolutely no cost or obligation to go through the application process and see what business funding you qualify for.

Don’t get discouraged. Our approval rate is among the best in the industry, meaning we are able to help more clients just like you. Next day business funding options available!

Example Offer:

Working Capital


Example Offer:

Business Loan


Example Offer:

Business Line of Credit