Apply for Funding
See what your business qualifies for.
About five minutes, no hard credit pull, and no obligation to accept anything. One application covers every Coast program — your advisor will tell you which ones actually fit.
- No hard credit pull to apply
- One application, every program
- Funds available in as little as 24 hours*
- A dedicated Business Funding Advisor, not a call center
$2B+ funded to 55,000+ businesses
What you will need
You can start without all of this — your advisor will collect anything missing.
- Legal business name and entity type
- Time in business and estimated annual revenue
- Three months of business bank statements
- What you plan to use the capital for
- A government-issued ID for identity verification
Do You Meet the Floors?
These are minimums, not guarantees. Approval, amount and terms depend on underwriting.
What happens next
You apply
Five minutes online. No hard credit pull.
Your advisor calls
A real conversation about your goals and cash flow.
You review options
Amount, term, payment and total cost — before you commit.
You get funded
Sign electronically; funds in as little as 24 hours.*
Frequently Asked Questions
Does applying affect my credit score?
No. There is no hard credit pull to apply. We use a soft inquiry to understand your credit profile, which does not affect your score. A hard inquiry applies only to certain traditional products — larger equipment deals and SBA loans — and then only with your consent, after an approval you have chosen to move forward with.
How long does the application take?
About five minutes. You do not need documents assembled to start — you can begin the application and provide bank statements when your advisor reaches out.
Am I committing to anything by applying?
No. Applying shows you what you qualify for. You are free to decline any offer, and there is no cost or obligation for seeing your options.
Which program should I apply for?
One application covers every program. Your Business Funding Advisor reviews your business and presents the structures that actually fit, so you choose between real options rather than guessing up front.
What if I have been declined elsewhere?
That is common and not disqualifying on its own. We underwrite on how your business actually operates — revenue consistency and bank statement history — rather than primarily on credit score or collateral. If we cannot help, your advisor will tell you why and what would change the answer.
Prefer to talk it through first?
Call and speak with a Business Funding Advisor. Monday to Friday, 7:00am – 5:30pm PT.
*Closing documents must be completed by 11 AM PT Monday through Friday to receive funds the same business day. Weekend approvals will be processed the following business day.
Certain programs may be made available or arranged pursuant to California Financing Law License No. 60DBO-146720.